The Lutgert Insurance Blog

Thanksgiving Turkey

The kitchen is the heart of the home, especially at Thanksgiving. Kids love to be involved in holiday preparations. Safety in the kitchen is important, especially on Thanksgiving Day when there is a lot of activity and people at home.
Safety tips
·  Stay in the kitchen when you are cooking on the stovetop so you can keep an eye on the food.
·   Stay in the home when cooking your turkey and check on it frequently.
·   Keep children away from the stove. The stove will be hot and kids should stay 3 feet away.
·    Make sure kids stay away from hot food and liquids. The steam or splash from vegetables, gravy or coffee could cause serious burns.
·    Keep the floor clear so you don’t trip over kids, toys, pocketbooks or bags.
·    Keep knives out of the reach of children.
·    Be sure electric cords from an electric knife, coffee maker, plate warmer or mixer are not dangling off the counter within easy reach of a child.
·    Keep matches and utility lighters out of the reach of children — up high in a locked cabinet.
·    Never leave children alone in room with a lit a candle.
·   Make sure your smoke alarms are working. Test them by pushing the test button.

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Many companies ask female applicants questions they don’t ask males. Not smart. Here are some questions to avoid with female applicants:
 
1. Do you plan to get married?
2. Do you intend to start a family?
3. What are your day care plans?
4. Are you comfortable supervising men?
5. What would you do if your husband were transferred?
6. Do you think you could perform the job as well as a man?
7. Are you likely to take time off under the Family and Medical Leave Act?

Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an icejam. Overland flooding, the most common type of flooding even typically orccurs when waterways, such as rivers or streams, overflow their banks as a result of rainwater or a possible levee breach and cause flooding in surrounding areas. It can also occur when rainfall or snow melt exeeds the capacity of underground pipes, or the capacity of streets and drains designed to carry floodwater away from urban areas. Read On

Orange
 
Mistake #1: Putting butter or ice on burns.
 
Do this instead: You should rinse the area with cool water and cover with a sterile dressing so you don’t damage the skin tissue. If the burn is severe, see a doctor.
 
Mistake #2: Inducing vomiting with your finger or by taking “syrup of ipecac” when a poisonous substance is swallowed.
 
Do this instead: Call the Poison Control Center at 1-800-222-1222 or your doctor. Inducing vomiting can be even more harmful. Don’t eat or drink anything unless directed by a medical professional.
 
Mistake #3: Applying heat to a sprain, strain, or fracture.
 
Do this instead: Put an ice bag on the injury for 20 minutes to reduce swelling, and use a barrier between the ice and skin.

To understand the best way to set up a computer workstation, it is helpful to understand the concept of neutral body positioning. This is a comfortable working posture in which your joints are naturally aligned. Working with the body in a neutral position reduces stress and strain on the muscles, tendons, and skeletal system and reduces your risk of developing a musculoskeletal disorder (MSD).

Proper Workstation Position

Managing Credit Card Debt

Your personal credit score is just as important as some of the other numbers in your life…your blood pressure, your body mass index and your waist measurement. This number is based on personal credit management such as collection, length of credit history, types of credit cards used and applications for new credit. Financial institutions calculate your credit score, which determines the type of interest rate you will receive on a mortgage or credit card.