Responsible vendor training is a program offered to servers at bars and restaurants. Instruction is provided by private vendors who present course materials and encourage good management policy formation. Vendors learn the laws and policies regarding serving underage patrons and serving intoxicated patrons.
Typically when I write the President’s Corner article for our newsletter I like to cover an event that has impacted or changed the insurance industry. For this issue I’ve decided to take a different approach and talk about our staff at Lutgert Insurance and the products and services we offer to our clients.
We discussed the specifics of Medicare Part A and B in our last newsletter. While these plans provide broad coverage, there are still some gaps and the potential for large out of pocket costs. Medicare Advantage, Supplement and Prescription Drug plans were designed to fill in these gaps.
The news is full of cyber liability and data breach stories. The best known may have occurred in 2011 when SONY’s Playstation Network was hacked and some 70 million users names, physical and email addresses, birthdates, and credit card numbers were stolen. SONY quickly took the system offline to reinforce it, but within days of coming back on line, hackers broke in again. The FBI believes that similar intrusions are happening to corporate networks, personal computers and government systems by the thousands every single day.
The biggest blackout in U.S. history occurred on August 14, 2003 and left over 50 million people without power in the northeast and Canada due to a software bug in an Ohio energy company’s control room. What should have been a manageable blackout turned into a widespread problem that proves blackouts can happen anywhere to anyone. Read More >>
Answer: With the recent economic downturn, the internet and other technology advancements, more and more people are running home based businesses. Most people assume that their home based business is covered by their homeowner’s policy. In almost every case, this is not correct.