The Lutgert Insurance Blog

The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) has issued a final rule to improve tracking of workplace injuries and illnesses. The new rule requires certain employers to electronically submit to OSHA injury and illness data that they are already required to keep under existing regulations. The final rule also includes provisions regarding employee rights to report work-related injuries and illnesses free from retaliation.

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Alcohol affects every organ in the body. Take a minute to rethink your drink.

  • Know your limits. Drinking in moderation is defined as having no more than 1 alcoholic drink per day for women and no more than 2 alcoholic drinks per day for men.
  • Choose nonalcoholic beverages if you:
    • Are recovering from alcoholism or are unable to control the amount you drink
    • May become pregnant or are pregnant
    • Plan to drive, operate machinery, or take part in other activities that require attention, skill, alertness, and coordination
    • Are taking prescription or over-the-counter medications that can interact with alcohol
    • Have certain medical conditions
    • Are younger than 21

Every day in the United States, 120 people die as a result of drug overdose, and another 6,748 are treated in emergency departments for the misuse or abuse of drugs. Nearly 9 out of 10 poisoning deaths are caused by drugs. Take a few minutes to:


  • Discuss all medications you are taking (including over-the-counter) with your health provider.
  • Use prescription drugs only as directed by a health care provider, and store them in a secure place.
  • Dispose of medications properly, as soon as the course of treatment is done. Do not keep prescription medications around “just in case.”
  • Help prevent misuse and abuse by not selling or sharing prescription drugs. Never use another person’s prescription drugs.
  • Discuss pregnancy plans with your health provider before taking prescription painkillers.
  • Follow directions on the label when you give or take medicines.
  • Get help for substance abuse problems (1-800- 662-HELP); call Poison Help (1-800-222-1222) for questions about medicines.

Sourced from Centers for Disease Control & Prevention

image001Five Minutes or Less for Health Weekly Tip: Prevent Colon Cancer

Colorectal cancer (cancer of the colon or rectum) affects both men and women, and is the second leading cause of cancer deaths in the United States. Colorectal cancer can be prevented by getting screened for the disease beginning at age 50. Screening tests help prevent colorectal cancer by finding and removing precancerous polyps (abnormal growths). Screening also finds this cancer early, when treatment can be most effective.

Take these steps to help lower your risk for colon cancer.

  • Talk to your doctor or nurse about colon cancer screening, especially if you are age 50 or older, you or a close relative has had colon cancer or polyps, or if you have inflammatory bowel disease.
  • Call 1-800-4-CANCER or 1-800-ACS-2345 to learn more about screening options in your community.
  • Be physically active and maintain a healthy weight.
  • Choose more fruits and vegetables for meals and snacks.
  • Limit alcohol.
  • Quit Smoking. Call 1-800-QUIT-NOW to help you quit.

Sourced from Centers for Disease Control & Prevention

Heart HealthUse these tips to take action in lowering your risk for heart disease and heart attack.

  • Ask your doctor or nurse how to maintain a healthy weight and how to prevent and control high blood cholesterol, high blood pressure, and diabetes.
  • If you smoke, call 1-800-QUIT-NOW to help you quit.
  • Limit alcohol.
  • Make healthy food choices for meals and snacks. Grab a healthy snack on the go.
  • Be active. Take the stairs instead of the elevator. Park farther away and walk.
  • Know the symptoms of a heart attack.

Sourced from Centers for Disease Control & Prevention

heart-attack-signsA person’s chances of surviving a heart attack increase if he/she gets emergency treatment as soon as possible. It’s important to recognize the signs and symptoms of a heart attack and act quickly. If you think that you or someone else is having a heart attack, call 9-1-1 immediately.

Take a few minutes to learn the major signs and symptoms of a heart attack:

  • Chest pain or discomfort
  • Pain or discomfort in the jaw, neck, back, arms, shoulders, or stomach
  • Feeling weak, light-headed, or faint
  • Shortness of breath. May occur with or without chest discomfort.

Other signs and symptoms that a person may have during a heart attack include:

  • Nausea (feeling sick to your stomach) or vomiting
  • Breaking out in a cold sweat
  • Sourced from Centers for Disease Control & Prevention