Umbrella Insurance

The possibility of a large personal financial loss typically focuses on exposure to liability - property damage or bodily injury for which you are found legally responsible. Auto, homeowners and boat insurance policies normally provide limited liability protection, and are often inadequate to cover judgments frequently awarded in today's legal environment. Personal Umbrella Liability coverage is an absolutely essential component of any insurance portfolio. Please contact a Lutgert Insurance agent for a personalized review of your liability insurance needs.

Personal Umbrella Liability insurance is a form of liability insurance protecting policyholders for claims in excess of the limits of their primary liability policies associated with automobiles, homes, boats and other properties.

Lutgert Insurance is committed to providing professionalism and the finest customer service for any and all agricultural insurance needs.  Lutgert Insurance employs over 85 employees. Their corporate headquarters is located in Naples, with offices in Ave Maria, Fort Myers, Marco Island and Sarasota.