Employment Practices Liability Insurance covers businesses against losses arising from suits brought against them by employees or former employees in the areas of hiring, termination, promotion, remuneration, harassment and other employment related areas.
Every company is a potential target for an employment related lawsuit and this is the fastest growing area of litigation in the judicial system. Recent legal changes have brought more common sense to the field, but defense costs for frivolous suits can easily run $40,000-$50,000. In addition, the courts have consistently sided with employees in these cases if there is any basis to the claim. Lutgert Insurance highly recommends that you familiarize yourself with the coverages available in this area.
Lutgert Insurance is committed to providing professionalism and the finest customer service for any and all insurance needs. Our corporation employs over 85 people with the corporate headquarters in Naples and offices in Ave Maria, Fort Myers, Marco Island, Sarasota and Tampa.