Typically when I write the President’s Corner article for our newsletter I like to cover an event that has impacted or changed the insurance industry. For this issue I’ve decided to take a different approach and talk about our staff at Lutgert Insurance and the products and services we offer to our clients.

budLutgert Insurance is an independent insurance agency that is very much a generalist. We offer virtually every insurance product available in today’s marketplace and we employ industry experts within those specialties. In our commercial division we have professionals that concentrate on agriculture, construction, condominiums, hospitality (hotels, restaurants and country clubs), manufacturing, real estate development, yacht & marine, not for profit organizations, shopping centers/commercial buildings, healthcare, as well as professional, technical, and service businesses. The products that are offered for these companies include property, general liability, professional liability, director’s & officers liability, employment practices liability, cyber liability, umbrella, automobile, umbrella, workers compensation, flood, surety, crime, succession/business planning and employee benefits of all types.

Our personal lines professionals are ready to help you with insurance products that include homeowners, automobile, boats and yachts, aircraft, valuable items (jewelry, fine arts, silverware, coins, stamps, etc), umbrella, flood, travel, life, annuities, health, disability and long term care insurance. Our staff is also well versed in estate planning and various cafeteria plans such as health savings accounts, flexible spending accounts, etc.

We also have on staff risk managers, claims specialists and loss control engineers to offer their services to our clients.

I am very proud of the staff we have assembled at Lutgert Insurance and the high level of professionalism they bring to our organization and clients. We are ready to help you with any insurance situation you may have. I very much appreciate the opportunity for us to be of service to you and I thank you for placing your trust in us.

Bud Hornbeck

President and CEO


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