Lutgert Insurance Personnel

H.A. Bud

President / CEO
239-280-3200

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Industry veteran Bud Hornbeck joined Lutgert Insurance, previously Smith Lesher Insurance, as President in 1995. Named one of Gulfshore Business Magazine’s 2015 Top 50 Leading Companies of Southwest Florida, Lutgert Insurance is not only a community leader in revenue, but has also been nominated Best of Business by customers for service and satisfaction. A community philanthropic partner, Lutgert Insurance has supported hundreds of programs and organizations such as the American Heart Association, American Cancer Society, Boys & Girls Club, and the YMCA, along with aiding in the founding a college scholarship program for Collier county high student athletes, the Winged Foot Scholarship Foundation. Under Bud’s leadership, the company has expanded into six locations with over 85 employees. 

Bud began his career in 1976 in South Bend, Indiana, as a Life Agent with Travelers Insurance Company. Not long after, he transitioned into a role as Vice President of an independent agency, Warren Hornbeck Agency, where he founded the Association Insurance Program for the Indiana Towing and Wrecker Association. In 1984, Warren Hornbeck Agency was sold and Bud relocated to Naples, Florida, for a commercial lines-focused career as a commercial manager for James L. Martin, Inc., until 1995 when he accepted a position as President of what is now Lutgert Insurance.  

Bud attended Culver Military Academy and Indiana University where he majored in Business Administration. He is also a 1992 graduate of the Leadership Collier program and the 1995 recipient of the Leadership Collier Distinguished Alumnus Award.  

Bud’s impressive community service history includes serving as board member and active supporter of numerous youth athletic programs, educational institutions and charitable organizations. He is a founding member of the Winged Foot Scholarship Foundation for which he continues to serve as chairman of the board. He is also passionate about his involvement in programs such as the Greater Naples Little League, the Subaru LPGA Memorial Golf Tournament, the ACE Classic PGA Golf Tournament, the Collier County Education Foundation, the American Heart Association of Collier County, Junior Achievement  Business Hall of Fame, The Naples Area Chamber of Commerce and many others.

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